Independent HOA financial review
Real Insights Into Your HOA.
Know the HOA before you buy.
Upload HOA documents or search for an association to get an AI driven financial and risk review built for owners, buyers, and Realtors.
HOA ReportSample Shores Condominium
320 Units · Example Bay, ZZ
Overall Score
Moderate Risk
Reserve Funding
How well reserves appear funded for future repairs and capital needs.
Moderate Risk
Financial Health
A combined view of cash, dues pressure, delinquencies, and risk signals.
Moderate Risk
Key Takeaway
Elevated HOA fees, rising delinquencies, and future structural obligations create moderate risk.
Category Scores
Operating Cash
60/100
Delinquencies
55/100
Insurance
75/100
Special Assessment Risk
60/100
Fee Sustainability
60/100
Condo owners are facing:
Rising HOA fees?
Surprise assessments?
Reserve requirements?
Insurance spikes?
Deferred maintenance?
How it works
Simple. Fast. Powerful.
Upload HOA documents
Share financial statements, budgets, reserve studies, meeting packets, or estoppel documents.
AI analyzes the data
We evaluate reserves, cash flow, delinquencies, insurance exposure, fees, and funding signals.
Receive an HOA Report
Get plain-English insights, category scores, risk levels, and follow-up questions to ask.
Document request letter
Get the HOA Docs You’re Entitled To
Budgets, reserves, insurance, meeting minutes, assessments, and more - know what to request and generate a letter you can send.
Annual budgets
Reserve studies
Insurance summaries
Meeting minutes
Special assessments
Make confident decisions.
Understand the financial health and future risk of any condo association before you buy, invest, or commit to another year of fees.
Identify potential risks early
Compare communities with confidence
Avoid surprise assessments
Protect your investment
What we analyze
Reserve adequacy
Operating cash strength
Delinquencies & collections
Insurance exposure
Special assessment risk
Structural & SIRS risk
Fee sustainability
Important: Reports are for informational and educational purposes only and are not legal, accounting, engineering, or financial advice. Consult qualified professionals before making purchasing or investment decisions.
Early feedback
Built for the moment before a big decision.
Buyers, agents, and owners use HOA Report to make dense association documents easier to act on.
“The report turned a stack of HOA PDFs into the questions I actually needed to ask before making an offer.”
Maya R.
Condo Buyer
“It flagged reserve and insurance pressure I would have missed. The plain-English takeaway was the best part.”
Daniel K.
Realtor
“I finally had a clean way to compare communities beyond amenities and monthly dues.”
Priya S.
Investor
Know the HOA.
Protect your future.
HOA Report simplifies complex association documents into clear, actionable insight you can trust.
Find your HOA
Enter a property address to start your HOA review.