Terms of Use

1. Informational Use Only

HOA Report provides informational and educational document analysis only. Reports may help organize available records, identify observable issues, summarize document contents, and suggest follow-up questions.

HOA Report does not provide legal, financial, accounting, insurance, real estate, title, lending, engineering, reserve-study, inspection, tax, investment, or professional advice.

Reports should not be used as a substitute for review by qualified professionals familiar with the specific association, property, transaction, documents, and applicable law.

2. No Guarantee of Accuracy or Completeness

HOA Report relies on the documents and information provided or made available for review. Reports may be incomplete, inaccurate, outdated, or affected by missing documents, unclear records, formatting issues, extraction errors, or AI interpretation limitations.

HOA Report does not guarantee that any report is complete, accurate, current, or suitable for any specific purpose.

HOA Report does not guarantee that an HOA is safe, financially healthy, adequately funded, legally compliant, properly insured, free of defects, free of litigation, or free of future risk.

3. User Responsibility

You are responsible for verifying all important information directly with the HOA, management company, seller, agent, attorney, lender, inspector, title company, insurance professional, reserve specialist, accountant, or other qualified professional before buying, selling, financing, investing, or making ownership decisions.

You should not rely solely on HOA Report when making real estate, financial, legal, investment, or ownership decisions.

4. Uploaded Documents

By uploading documents, you represent that you have the right or permission to provide those documents for analysis.

You agree not to upload documents that you are prohibited from sharing, including documents containing confidential, private, privileged, or sensitive information unless you have the right to do so.

HOA Report may process uploaded documents to generate reports, improve document organization, identify missing information, and provide related website functionality.

5. No Professional Relationship

Use of HOA Report does not create an attorney-client, accountant-client, advisor-client, engineer-client, inspector-client, fiduciary, agency, brokerage, lending, insurance, or other professional relationship.

6. No Real Estate Recommendation

HOA Report does not recommend whether you should buy, sell, finance, rent, invest in, or remain in any property or association.

Any scores, summaries, red flags, risk indicators, or follow-up questions are informational only and should be independently verified.

7. Third-Party Information

Reports may refer to information from HOA documents, public records, user uploads, or other third-party sources. HOA Report does not control and is not responsible for the accuracy, completeness, or availability of third-party information.

8. Limitation of Liability

To the fullest extent permitted by law, HOA Report is not liable for any loss, damage, cost, claim, decision, transaction, missed issue, inaccurate report, incomplete analysis, or reliance on information provided through the website.

Your use of HOA Report is at your own risk.

9. Changes to the Service

HOA Report may change, suspend, or discontinue any part of the website, reports, features, pricing, or availability at any time.

10. Changes to These Terms

HOA Report may update these Terms of Use from time to time. Continued use of the website after changes are posted means you accept the updated terms.

11. Contact

Questions about these Terms can be sent to: info@hoareport.us